Medicare and Health Insurance
How a Biden Presidency Might Affect Your Retirement
Joe Biden is now President elect. There are several ways a Biden presidency might affect your retirement, including lower tax benefits on 401(k) accounts and mo…
Articles by admin
Retirement Income
What Are the Effects of Low Interest Rates on Your Retirement?
You may have seen the news: Interest rates in the United States are at historic lows. That sounds great. But is it really? What are the effects of low interest…
Reverse Mortgages
The Big 4 Benefits of a Reverse Mortgage!
Reverse mortgages actually have 4 big benefits, all helping you with retirement! How to Get the Best Reverse Mortgage Loan Amount Getting a mortgage is one of t…
Retirement Planning
The Ulysses Strategy: 5 Tips for Taming Fear and Greed to Achieve Retirement Security
The Ulysses Strategy (Ulysses is the Latin name for Odysseus) is a method financial planners developed to keep savers and investors from listening to the sirens…
Aging Well
Retire AFTER 65: It’s One of the Secrets to a Long Happy Life!
A study from a team of researchers at Oregon State University shows that the longer you wait to retire, the longer you will likely live. So if you are planning…
Planning
How to Calculate the Future Value of Your Retirement
Conclusion: Future Value Calculator That Plans Real Life A future value calculator turns guesses into grounded projections. You input contributions, rate of ret…
Planning
Your Guide to Developing a Retirement Withdrawals Strategy
Retirement withdrawals strategy becomes important to consider as you age. You’ve spent your entire working career saving and investing for retirement. Now it’s…
Insurance
6 Types of Insurance for a Worry Free Retirement
Saving money is hard enough. No one wants more bills to pay, especially when you’re on a fixed or limited income. But insurance is something of a necessary evil…
Financial Wellness
6 Ways a Life Coach Can Improve Your Retirement
You’ve saved money, but are you really ready for retirement? Using a life coach for retirement might sound crazy, but it’s not. While some people prepare for th…
Retirement Jobs
Reverse Retirement: Find Out Why So Many Retirees Are Going Back to Work
An astonishing number of retirees “reverse” retirement – they quit their lives of leisure and go back to work either part or full time. Is retirement really not…
Retirement Savings and Investments
Net Unrealized Appreciation (NUA): The Tax Smart Way to Handle Company Stock in a Rollover
If you have company stock in a 401(k), you will want to learn about Net Unrealized Appreciation (NUA) and how to minimize taxes when you rollover these funds to…
Aging Well
Live Each Day: 4 Tips From the Science of Happiness
Jim McCarthy is a successful Silicon Valley executive who worked for Yahoo! as employee number 258 and grew up with the industry. In 2013 he was diagnosed with…
Retirement Planning
When It Comes to Retirement, Are You an Orchid or a Dandelion?
Dr. Thomas Boyce is a pediatrician and Distinguished Professor Emeritus in the Departments of Pediatrics and Psychiatry at the University of California, San Fra…
Retirement Planning
We’re in a Recession, but Don’t Worry — You Can Recession-Proof Your Retirement
It’s official. According to the National Bureau of Economic Research (NBER), the U.S. economy officially entered a recession in February of 2020. First, the Bad…
Pensions
Lump Sum vs. Pension: What is the Better Option?
A very common question from pension recipients is: “Our employer gives us a choice of either a pension or a lump sum when we retire. What is the better choice f…
Annuities
Will Pensions Make a Comeback? (Should You Make Your Own?)
Most people categorize pensions in the same bucket as eight-track tape players, rotary phones, oversized shoulder pads and cathode-ray tube TVs — out of date.…
Reverse Mortgages
When is the Best Time to Get a Reverse Mortgage? Wait or Act Now?
All potential borrowers ask “when should I get a reverse mortgage?” While there is no one right answer, here are guidelines to help you figure it out…
Reverse Mortgages
Reverse Mortgage Disadvantages and Advantages: Your Guide to Reverse Mortgage Pros and Cons
Do the pros outweigh the cons? Get unbiased info on disadvantages advantages and – details on fees, interest rates, loan amounts and more…
Reverse Mortgages
Over 62? Which is Better a HECM or HELOC for Tapping Home Equity in Retirement?
If you are like many retired American homeowners, you may have seriously considered accessing your home equity through a Home Equity Line of Credit (HELOC). Ut…
