Debt
What Happens to Your Debt When You Die?
What happens to your debt when you die? It’s possible that an individual can have so much debt after they die that it will wipe out the assets that they’d hope…
Articles by Kathleen Coxwell
Estate Planning
6 Meaningful Ways to Leave a Financial Legacy to Your Heirs
When approaching retirement, it’s common for people to start thinking about legacy planning: how they’ll be remembered and what they’ll leave behind. In most ca…
Financial Advisors
Should You Use a Financial Advisor Affiliated With Your Bank?
Pensions have pretty much gone away. We spend 20 to 30 years in retirement. And Social Security covers only a fraction of our retirement expenses. This means…
Financial Advisors
Should You Meet With a Financial Planner and What Should You Discuss?
How often have you met with your financial planner? Never? Many people are afraid of contacting a financial planning professional sometimes because they don’t t…
Value Your Time
The Secret to a Happy Retirement? A Schedule!
Before retirement, life has a predictable routine. Work takes priority, and oftentimes everything else is scheduled around it. From laundry to mowing the lawn,…
Budgeting & Spending
Home-Sharing: The Golden Age of Golden Girl-Style Retirement Living for Baby Boomers
It has been nearly 30 years since the hit television sitcom starred in living rooms across the nation. However, we may be just reaching the golden age of the Go…
Lifestyle
Ask Yourself These 3 Questions to Find Out Your Retirement Readiness
While financial and health concerns are a major part of every person’s retirement decision, it’s important to ask yourself questions that go beyond financial pr…
Retirement Income
Pros and Cons of a Target-Date Fund
A retirement target-date fund is a professionally-managed mutual fund that is strategically reallocated over time to achieve both growth and security for your…
Budgeting & Spending
Focus on How Much Will You Spend in Retirement
You may be worried that you have not saved enough for retirement. And the first piece of advice from most financial experts is to tell you to save more! However…
Planning
Preparing for Retirement: 7 Secret Training Tips for a Successful Future
When you hear the phrase “preparing for retirement,” you probably think about savings and budgeting. However, your finances are just one aspect that you need t…
Family and Relationships
Boomerang Kids: Boomers Have a Retirement Problem
Boomerang kids—adult children who return home or rely on parental support—are increasingly preventing baby boomers from reaching retirement, as supporting them…
Housing and Home Equity
Expert Interview Series: The Advantages of Cohousing
Have you ever heard the term “cohousing” and wondered what it means? If you’re preparing for retirement, or if you’re just looking for a change of scenery, coho…
Aging Well
Keeping Up with Technology Can Keep the Mind Young: Amie Clark of TheSeniorList.com
The world of technology is constantly changing. Each year, phones, televisions, and computers grow smarter. Social media sites and web application developers gi…
Financial Wellness
How Much Time Should You Spend On Retirement Financial Planning?
Would you believe some people give retirement financial planning less attention than planning a vacation, choosing a restaurant, or buying a television? It’s a…
Aging Well
Are You Prepared to Live to 86 Years Old? Or Longer?
Chances are you’ll live longer than your parents, and much longer than your parents’ parents lived. While that sounds like a gift at face value, a longer life e…
Retirement Savings and Investments
Robo-Advisors: Should You Automate Your Retirement Savings and Investments?
Robots: They answer the phones at our insurance agencies; they build cars in our factories. And if we are lucky enough to own a Roomba-brand vacuum, they even v…
Budgeting & Spending
Should I Buy a New Car or Save for Retirement?
Are you thinking about buying a car? Will you need to buy a car at some point when you are retired? Cars can be a big purchase, and you should think carefully a…
Retirement Planning
When to Retire: How to Make the Right Choice
When to retire. Getting the answer to this question is — by far — one of the biggest decisions of your life and a choice that can cause a lot of stress.
Family and Relationships
Tips for Keeping Your Own Retirement Plans on Track as a Family Caregiver
The costs of being a caregiver can be overwhelming. There is the extreme emotional turmoil. But there are also serious financial concerns– from money spent out…
Retirement Jobs
Is Phased Retirement Right for You?
For retirees, leaving the workforce means leaving a steady paycheck and beginning to tap into retirement savings and benefits. For employers, the demographic sh…
Retirement Savings and Investments
7 Ways to Protect Your Retirement from Investment Frauds
Selling bogus investment products to older Americans is big business: In June 2018, the U.S. Securities and Exchange Commission’s Office of the Investor Advocat…
Earning
7 Tips for Getting a Great Part-Time Job in Retirement
Many people are finding that they need to work at least part-time in retirement in order to support themselves. Some people also find that they want to continue…
Retirement Planning
The Psychology of Retirement
You’ve been working for over 40 years and now you’re approaching retirement. You have friends who have retired. Some seem happier than others, and you wonder wh…
Estate Planning
How to Ensure a Meaningful and Long-Lasting Legacy With a Purpose Trust
Preparing for retirement means having a financial plan as well as a good idea for what you want to do during this period of your life. Estate planning has a sim…
